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Forward to Happiness Radio

Forward to Happiness Radio

Wednesday, August 19, 2020

Live Within Your Means

 I know it sounds like it should be a simple concept.  You shouldn't spend more than you make.  Duh.  However, we are living in an age where people are being led by what they want and not what they can afford.  Doing that will end with you poorer than you need to be.

I just relocated to Florida.  When I first arrived, I had booked myself into one motel that was very nice.. basic but nice.  It was in a nice neighborhood, and I am sure that if I had remained at that location, it would have been pleasant...until I ran out of money.  I had budgeted and knew that if I continued at that rate without increasing my pay level, I would run out of savings within 2-2.5 months with current earnings, less if those earnings dropped.  I know I could have hung on and waited for a "stimulus" if it happened, but that would only delay the inevitable.  Ultimately, I would need to either increase my income or would have to leave broke at some date.

So, I did a lot of research and I found another room in another place in town.  It wasn't as pretty of a neighborhood, and the room has a little bit of a mold smell.  I think saw a roach, also.  However, it is at a rate that I know I can pay in my current income, and it will allow me to afford a car sometime in the next month.  I can live at that place and go to bed resting in the knowledge that I was safe and secure.  

 And, honestly, it's not a BAD place.  I think too many people complain about a lot of things that just a decade ago was pretty normal as a standard.  Indeed, if I still lived in the house that I owned at one time, it would have those same problems.  Recently, I have started to realize that we all have evil and we all have good.  If you look for the evil in people, you will find it.  If you look for their good, usually people have something to give, also.

I do still desire to make a lot of money, and if that happens I will be able to approach it on solid financial footing, and that makes the victories all the sweeter.

So, wherever you find yourself, today.  Don't make decisions upon what you desire, but consider what you can afford and THEN pick what you desire from what falls within that group.  It will make all the difference in your current happiness and path to your future.

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